Monday, January 5, 2009

Unexpected Benefit

Crazy days. Since the mister is still employed by the Mother Ship this week, we have the opportunity to use benefits scheduled for a new year. Bonus. This was wholly unanticipated because we expected an offer that would see a transition at the first of the year from the Mother Ship so that we started 2009 with all new insurance coverage and possibly some new care providers. Instead, we have the boon of two weeks, possibly four in which we pay into the Mother Ship's benefit pool and extend coverage into a new plan year. The race is on to utilize a share of the vision, dental, and orthodontic benefits while hopefully not incurring any of the deductible that would go with making use of any medical benefits over the next days to be sure of staying within the employment and coverage period. Because of the semi-surprise of paying for and extending our coverage, it's a rush to squeeze in appointments (rather than wasting our premium payments) with the orthodontist for a minor procedure, the dentists for fillings, and the eye doc for exams and replacement glasses.
I suspect the hurry will end up being well worth it.

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